Due to the unstable political situation in our country, inflation has been very high and people are having serious difficulties in managing their expenses. Most of the new generation who have graduated from universities are unemployed because there are no jobs in our country. Therefore, the government of Pakistan has announced the “Punjab Rozgaar Scheme” to provide financial support to the people, especially the young generation of Pakistan. Under the Punjab Rozgaar scheme, people can get small or medium loans from the government to start their businesses. In this article, we will discuss their eligibility criteria and the specific standards they must meet.

Amount of the loan 100,000 rupees, 500,000 rupees, 10,000,000 rupees
Age limit 20 to 50
Government employees Not eligible

Who Can Get Loans Under Punjab Rozgar Scheme?

  • Candidates must be between 20 and 50 years old to be eligible.
  • Everyone is welcome, including transgender people.
  • Targeting both recent college or university graduates with entrepreneurial skills as well as TVET diploma or certificate holders with technical/vocational training, qualifications and experience are key components. Skilled workers and artisans are also eligible.
  • As confirmed by CNIC, applicants must be residents of Punjab and nationals of Pakistan.
  • Both start-up and established companies can use this.
  • A clean loan amount can be between Rs. 100,000 and Rs. 100000. Secured loans are available for amounts up to Rs. 100000.
  • Term loans have a grace period of six months and a maximum duration of five years.
  • Facility for term loans.
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Open an account and register for the Punjab Rozgar scheme

Go to official website of Punjab Rozgar Scheme. You must click on the “Applicant Registration” button. Enter your details in the registration form. Enter the OTP you received on your phone to confirm that you are who you say you are. Using your password and CNIC, login.

Filling the Application of Punjab Rozgar Scheme

Sign in to your account. Select “New Application”. Complete the application form with all the requested information. Review the data that has been submitted. Submit your request. You can effectively apply for the Punjab Rozgar Scheme and avail the benefits offered by the scheme by following the above procedures.

Who is not eligible for Punjab Rozgar scheme?

Government workers already get stable income and benefits, so they are not eligible for Punjab Rozgar Scheme. This program is specially designed to support the impoverished. With a repayment period of two to five years, the loan allows borrowers to make convenient monthly payments.


In short, the Punjab Rozgar Plan provides financial management support to those facing financial uncertainty. The program encourages residents to start or develop their businesses by providing readily available funding and support, which promotes individual and social economic growth. With the Punjab Rozgar scheme, grab this opportunity and start your journey to financial independence right now.

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Frequently asked questions

Can government employees get loans under Punjab Rozgar 2024 scheme?

No, public employees are not eligible.

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How much loan can you get?

Secured loans are available for amounts up to Rs. 10,000,000.

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